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Health Insurance

Health insurance, also called, medical insurance or simply mediclaim, covers the cost of an individuals medical and surgical expenses. The individual pays a fixed sum (premium), every year for the health cover

As medical care advances and treatments increase, health care costs also increase. The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive.

Depending on the type of health insurance coverage, either the insured pays cost out of pocket and is then reimbursed, or the insurer makes payment directly to the provider.

Income tax deductions may also be claimed

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